UARK Checking
Simple, affordable checking with the everyday tools you need to manage your money with confidence.
Open NowNo Minimum Balance
Enjoy simple checking without a required minimum balance.
Digital Banking
Bank online, on mobile, or wherever life takes you.
Round Up Savings
Save automatically when you use your debit card.
Basic Checking That Still Comes With Great Tools
UARK Checking is a simple, affordable account designed for everyday spending, easy access, and convenient money management — without complicated requirements.
Debit Card Included
Use your UARK debit card for purchases, ATM access, and everyday spending.
Online & Mobile Banking
Access your accounts, transfer funds, view activity, and manage your money anytime.
Mobile Deposit
Deposit checks securely from your mobile device without visiting a branch.
Bill Pay
Pay bills conveniently through online banking.
Zelle®
Send and receive money with friends, family, and people you trust.
Card Controls
Manage your debit card and add extra peace of mind with card control features.
Digital Wallet
Add your card to Apple Pay®, Google Pay™, or Samsung Pay® for easy payments.
Free Credit Score Access
Check your credit score and get helpful credit insights through online banking.
eStatements
View your statements securely online.
24/7 Account Access by Phone
Prefer phone banking? Telephone Teller is available when you need it.
Round Up Savings
Round up debit card purchases and move the difference into savings automatically.
Only $3 Per Month
Waive the monthly fee with eStatements or $250 in direct deposit each month.
$25 minimum opening deposit
Why Members Like UARK Checking
- No minimum balance requirement
- Includes the digital banking tools you need
- Simple account for everyday spending
Built for Everyday Banking
- Use your debit card for daily purchases
- Pay bills online
- Deposit checks with mobile deposit
- Send money with Zelle®
- Access your free credit score
- View eStatements securely online
Ready for Simple Checking?
Open UARK Checking and get the everyday tools you need without complicated requirements.
Open Checking