UARK Free Checking
Everything you need for everyday money management—with no monthly service fee, no minimum balance, and no direct deposit requirement.
No Monthly Service Fee
No monthly fee and no requirements needed to waive one.
No Minimum Balance
Use your account without maintaining a required monthly balance.
No Direct Deposit Required
Direct deposit is available for convenience, but it is not required.
Checking Made Simpler
UARK Free Checking gives you the tools and convenience you need without complicated monthly qualifications. Manage your money online, through our mobile app, with your debit card, or with help from our local team.
Everything That Comes With Your Account
Your UARK Free Checking account includes convenient digital tools, payment options, security features, and member benefits.
Debit Card
Make purchases, access ATMs, and manage everyday spending.
Online Banking
View balances, review transactions, transfer funds, and more.
Mobile App
Manage your accounts wherever life takes you.
Mobile Deposit
Deposit eligible checks securely from your mobile device.
Bill Pay
Schedule and manage payments through online banking.
Zelle®
Send and receive money with people you know and trust.
Wallet Pay
Add your debit card to a compatible digital wallet for easy payments.
Card Controls
Turn your debit card on or off and manage available controls.
Credit Score Monitoring
View your credit score and helpful insights through online banking.
Account Alerts
Set alerts to help monitor balances and account activity.
Easy Transfers
Move money between eligible UARK accounts with ease.
eStatements
Access statements securely online when you choose to go paperless.
More Value With Your Membership
UARK Free Checking includes additional services designed to make managing, accessing, and protecting your money easier.
Convenience and Savings
- Round Up Savings
- Direct Deposit
- Surcharge-free ATM access
- Easy account-to-account transfers
- Initial box of checks free for members age 60 and older
Protection and Member Benefits
- Debit card fraud protection
- Customizable account alerts
- Card management controls
- Credit score monitoring
- Discount on eligible consumer loans
$25 Deposit to Open
Open your UARK Free Checking account with a $25 initial deposit. After opening, there is no minimum balance requirement.
Round Up Savings
Enroll in Round Up Savings and eligible debit card purchases can be rounded up to the next whole dollar, with the difference automatically transferred to your savings.
Ready for UARK Free Checking?
Open an account with no monthly service fee, no minimum balance, and no direct deposit requirement.
Open UARK Free CheckingAlready a Member?
Add UARK Free Checking to your existing membership using our secure additional account request form.
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