Personal Loans | UARK FCU

Personal Loans

Flexible financing options designed to help you meet your goals—big or small.

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Loan Options Built for You

Flexible Use

Use your loan for anything from emergencies to planned expenses.

Competitive Rates

Affordable rates designed to fit your financial situation.

Build Credit

Options available to help establish or improve your credit score.

Secure & Save

Leverage your savings for lower-rate secured loan options.

Personal Loan

Loan AmountAPR*
$250 – $10,00010.50% – 17.00%

Credit Builder Loan

DetailsAPR*
Up to $1,500 • Max 18 Months6.50%

A great option to establish or rebuild your credit.

Share or Certificate Secured Loan

Rate StructureAPR*
3.00% above dividend rate3.00%

Use your savings or certificate as collateral to secure a lower rate.

Ready to Move Forward?

Apply today and get the funds you need with a loan that works for you.

Apply for a Personal Loan
APR* = Annual Percentage Rate. Rates effective 10/16/2025. Terms and conditions apply. Credit subject to approval. Rates may vary based on creditworthiness. Rate and terms subject to change without notice.Rates displayed include a combination of discounts up to a maximum of 1.00%. Discounts may include: Select Employee Group participation, 5+ years membership, active checking account AND: (a) Direct deposit of $500+ monthly OR (b) average of 10 debit card transactions/month, automatic loan payments, at least two additional active products (certificate, mortgage, etc.), and enrollment in eStatements. Discounts do not apply to Share or Certificate Secured Loans.