Specials


Loan Specials

Finance Your Next Adventure

Whether you're hitting the lake, the trails, or the open road—we’ve got you covered:

  • Boats & watercraft

  • Motorcycles

  • Campers & RVs

  • ATVs & side-by-sides

For a limited time, we're offering an incredible deal to help you lower your auto payments and save more of your hard-earned money. Refinance your existing auto loan from another lender and cut your interest rate in half!

Why Choose UARK Federal Credit Union?

  • 100% Financing Available: Secure full financing on your auto loan with competitive rates, so you can drive away without financial stress.

  • No Payments for 45 Days: Enjoy peace of mind with no payments for the first 45 days!

Special Offer Benefits:

  • Lower Monthly Payments: With an APR as low as 3.99%, your monthly payments could be significantly reduced, freeing up more of your budget for other important things.

  • Limited Time Offer: This great offer won't last forever, so take advantage of these savings now!

  • Hassle-Free Application Process: Applying is quick and easy. Start saving today!

How It Works:

  • Refinance and Reduce: By refinancing your existing auto loan, you can reduce your interest rate and your monthly payments.

  • Enjoy Financial Flexibility: Use the extra money saved each month for other expenses or savings.

  • Experience the UARK Difference: Our dedicated loan officers are here to support you every step of the way.


Toys of Summer: APR = Annual Percentage Rate. Rates and terms are subject to change without notice and may vary based on creditworthiness, loan amount, term, and collateral. Advertised rates reflect base rates for well-qualified borrowers. Loans are subject to approval. Financing available up to 100% loan-to-value (LTV) on qualified collateral. LTV is based on NADA value or purchase price, whichever is less. Loans with LTV of 85% or less may qualify for a 0.25% rate reduction. Rates shown apply to 2021 model year or newer units. Older models (2020 and older) may be subject to an additional 0.50% rate increase. Maximum loan terms vary by collateral type and loan amount. Maximum terms: motorcycles and ATVs up to 72 months; boats up to 120 months; RVs and campers up to 180 months. Offer valid for purchase or refinance of non-UARK loans only. Existing UARK loans are not eligible for refinance under this promotion. A document preparation fee will apply: $50 for loans $2,000 and greater; $35 for loans under $2,000. Other restrictions apply.

Cut Your Rate in Half: APR = Annual Percentage Rate. Rates and terms are subject to change without notice and may vary based on creditworthiness, loan amount, term, and collateral. Loans are subject to approval. Advertised rates reflect promotional rates available to well-qualified borrowers. Not all applicants will qualify for the lowest rate. Loan-to-value (LTV) limits apply. Financing is available up to 110% of NADA retail value for vehicles 5 years old or newer, and up to 80% of NADA retail value for vehicles older than 5 years. Rates shown are for both new and used vehicles and vary by term. Rate discounts are not available with this promotion. Offer available for purchase or refinance of non-UARK loans only. Existing UARK loans are not eligible for refinance under this promotion. A document preparation fee will apply: $50 for loans $2,000 and greater; $35 for loans under $2,000. Additional restrictions may apply.

Savings & Certificate Specials


There are currently no savings or certificate specials. But check out our great rates we have to offer!