Specials


Loan Specials

For a limited time, we're offering an incredible deal to help you lower your auto payments and save more of your hard-earned money. Refinance your existing auto loan from another lender and cut your interest rate in half!

Why Choose UARK Federal Credit Union?

  • 100% Financing Available: Secure full financing on your auto loan with competitive rates, so you can drive away without financial stress.

  • No Payments for 45 Days: Enjoy peace of mind with no payments for the first 45 days!

Special Offer Benefits:

  • Lower Monthly Payments: With an APR as low as 3.99%, your monthly payments could be significantly reduced, freeing up more of your budget for other important things.

  • Limited Time Offer: This great offer won't last forever, so take advantage of these savings now!

  • Hassle-Free Application Process: Applying is quick and easy. Start saving today!

How It Works:

  • Refinance and Reduce: By refinancing your existing auto loan, you can reduce your interest rate and your monthly payments.

  • Enjoy Financial Flexibility: Use the extra money saved each month for other expenses or savings.

  • Experience the UARK Difference: Our dedicated loan officers are here to support you every step of the way.


Fall Is Better with a Little Adventure

Whether you’re hitting the trails, cruising the lake or planning your next weekend getaway, UARK Federal Credit Union can help you finance the fun.

Finance a new or used:

  • ATV or side-by-side

  • Boat or personal watercraft

  • Motorcycle

  • Camper or RV

Enjoy rates as low as 5.24% APR, flexible financing options and personal service from a local team that’s here to help.

Don’t let the season pass you by—apply today and make your fall plans happen!


Make the Season Merry Without the Financial Stress

Holiday expenses can add up quickly. With a UARK Federal Credit Union Jingle Loan you can receive up to $1,500 with a 12-month term to help cover:

  • Holiday gifts

  • Seasonal travel

  • Family gatherings

  • Decorations and celebrations

  • Other holiday expenses

Enjoy an affordable payment, a simple application process and personal service from a local team that’s here for you.

Wrap up your holiday plans—apply for a Jingle Loan today!


Cut Your Rate in Half: APR = Annual Percentage Rate. Rates and terms are subject to change without notice and may vary based on creditworthiness, loan amount, term, and collateral. Loans are subject to approval. Advertised rates reflect promotional rates available to well-qualified borrowers. Not all applicants will qualify for the lowest rate. Loan-to-value (LTV) limits apply. Financing is available up to 110% of NADA retail value for vehicles 5 years old or newer, and up to 80% of NADA retail value for vehicles older than 5 years. Rates shown are for both new and used vehicles and vary by term. Rate discounts are not available with this promotion. Offer available for purchase or refinance of non-UARK loans only. Existing UARK loans are not eligible for refinance under this promotion. A document preparation fee will apply: $50 for loans $2,000 and greater; $35 for loans under $2,000. Additional restrictions may apply.

Adventure Loan: APR = Annual Percentage Rate. Rates and terms are subject to change without notice and may vary based on creditworthiness, loan term, collateral age and other underwriting factors. Loans are subject to approval. Advertised rate reflects the promotional rate available to well-qualified borrowers; not all applicants will qualify for the lowest rate. Recreational units six years old or older are subject to a rate adjustment. A document preparation fee applies: $50 for loans of $2,000 or more and $35 for loans under $2,000. Additional restrictions may apply. Limited-time offer.

Jingle Loan APR = Annual Percentage Rate. Loans are subject to approval. Maximum loan amount is $1,500 with a 12-month repayment term. Rates may vary based on creditworthiness and other underwriting factors. A $50 document preparation fee applies. Additional restrictions may apply. Offer ends 12/24/2026.



Savings & Certificate Specials


*APY is the Annual Percentage Yield and assumes the dividends remain on deposit until maturity. A $500 minimum deposit is required to open a share certificate account.  Offer and rate are subject to change. The rate is based on the dividend rate in effect on the date of deposit. The dividend rate is fixed unless otherwise stated. Penalties may apply to withdrawals made prior to maturity.