UARK Federal Credit Union aspires to be the lifetime financial partner of our members.
In the United States, credit unions are not-for-profit organizations that exist to serve their members rather than to maximize corporate profits. Like banks, credit unions accept deposits and make loans. But as member-owned institutions, credit unions focus on providing a safe place to save and borrow at reasonable rates. Unlike banks, credit unions return surplus income to their members in the form of better rates, services, and fees.
With Online Banking & Bill Pay, it doesn’t get any more convenient than this. Virtual Branch is our online banking system where you can review account history, balances, transfer funds between accounts, make loan payments and pay bills 365 days a year, 24 hours a day. Complete control of your accounts, right at your fingertips.
Fees and loan rates at credit unions are generally lower, while interest rates returned are generally higher, than banks and other for-profit institutions. Credit unions are democratically operated by members, allowing account holders an equal say in how the credit union is operated, regardless of how much they have invested in the credit union.