Student Loans | UARK FCU

Student Loans

Flexible financing options to help cover the cost of college—so you can focus on your future.

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Paying for College Made Easier

Through our partnership with Sallie Mae, you have access to student loan solutions designed to help bridge the gap between scholarships, grants, and federal aid.

What’s Included

Cover Up to 100% of Costs

Borrow up to the full cost of attendance including tuition, books, housing, and more.

No Fees

No origination fees and no penalties for paying your loan off early.

Flexible Repayment Options

Choose to make payments while in school or defer until after graduation.

Interest Rate Options

Fixed rates for predictable payments or variable rates that adjust with the market.

Loan Features & Benefits

Multiple Loan Types

Available for undergraduate, graduate, and career training programs.

Cosigner Option

Applying with a cosigner may improve your chances of approval and help secure a better rate.

Auto Debit Savings

Receive a rate reduction when you enroll in automatic payments.

Wide Eligibility

Available for full-time, part-time, and even less-than-half-time students, including online programs.

Repayment Options

  • Interest Repayment: Pay interest while in school to reduce total cost
  • Fixed Repayment: Make small fixed payments while in school
  • Deferred Repayment: No payments required until after school

Choose the option that best fits your financial situation and goals.

Start Your Education Journey

Apply today and take the next step toward your future.

Check Out All The Options
Loans are provided by Sallie Mae Bank and are subject to credit approval, identity verification, and school certification. Borrow responsibly. We encourage students to first explore scholarships, grants, and federal student loan options. Private student loans may have variable rates that can increase over time and may not offer the same borrower protections as federal loans. :contentReference[oaicite:0]{index=0}