Insurance & Payment Protection
Guaranteed Asset Protection (GAP) Plus with Deductible Assistance
Optional financial protection on your vehicle loan that helps you drive with confidence.
Don’t let a total loss become a financial loss, learn more about GAP Plus with Deductible Assistance.
If your vehicle is deemed a total loss due to an accident or theft, you may wind up owing more on your loan than your auto insurance will cover. GAP Plus with Deductible Assistance may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss and may help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need. Also, if auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe.
Optional financial protection on your vehicle loan that helps you drive with confidence. Talk to UARK Federal Credit Union today about how we can help protect you from sudden out-of-pocket expenses with GAP Plus with Deductible Assistance.
Disclosure:
GAP, which includes deductible assistance, is not insurance; it is an optional debt cancellation product. GAP will not
affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements,
conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should
carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount
financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within
90 days you will receive a full refund of any fee paid. GAP purchased from state-chartered credit unions in FL, GA, IA,
IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are
likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund
of the unearned fee. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any
time during the loan and receive a refund of the unearned fee.
Copyright & Unique ID:
© TruStage
GAP-3415626.3-0124-0226
Credit Life and
Credit Disability Insurance
Financial coverage designed to fit your needs.
Life can take some unexpected turns. That’s why there’s Credit Insurance.
If something were to happen to you, your family doesn’t need additional worry about how to pay your debts. Credit Disability and Credit Life Insurance could help make your loan payments in the event of disability or death. Which could mean a simpler time for the people you love.
Enjoy the security that could come with being covered. Ask UARK Federal Credit Union about Credit Disability and Credit Life Insurance today.
Disclosure:
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office:
Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit
agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base
Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-
POL; CI-MP-OE-POL; B3a-800-0992.
VT only: Claims may be filed by contacting your credit union. If you have questions regarding your claim
status, contact CMFG Life at 800.621.6323. Only a licensed insurance agent may provide consultation on
your insurance needs.
Copyright & Unique ID:
© TruStage
CDCL-3415605.2-0224-0326