U2 @ the CU Teen Account
A checking account designed for teens ages 13–17 to learn smart money habits, manage spending, and build financial confidence.
Financial Freedom Starts Here
Parents, save yourself headaches — and money — by helping your teen build the habit of checking account balances and understanding everyday spending.
Key Features
No Monthly Fees*
Keep more money in your teen’s account with no monthly service fee.
Round-Up Savings
Help your teen grow savings automatically with debit card round-ups.
No Minimum Balance
No minimum balance requirement makes it easier to get started.
What Your Teen Gets
Online & Mobile Banking
Manage money anytime with online banking and the UARK mobile app.
E-Statements
Easy digital access to account information and activity.
Debit Card
Includes a $300 daily limit and helpful spending features.
Card Management
Track spending, turn the card off if it is lost, and other manage card features.
Mobile Deposit
Deposit checks remotely from a phone.
Audio Response
Quick account access by phone for basic account inquiries.
Swag Bag
Teens receive a swag bag at account opening.
Scholarship Opportunity
Account holders have access to scholarship opportunities.
How to Open
1. Contact UARK
Reach out to a branch to confirm what documents are needed.
2. Visit a Branch
This account cannot be opened online at this time, so a branch visit is required to open the account.
3. Start Learning
Your teen can begin using tools designed to build confidence and money skills.
Ready to Help Your Teen Get Started?
Contact your nearest UARK branch to open a U2 Teen Account.
*Some restrictions apply. ATMs used out of network may be subject to a $1 fee. U2 Teen Account is available for ages 13–17.