Platinum Checking
Platinum Checking rewards members with dividend earnings, premium CD rates, relationship discounts, automatic savings tools, and the digital banking features you use every day.
Open NowEarn Dividends
Earn dividends on average daily balances over $1,000.
Round Up Savings
Save automatically when you use your debit card.
Premium CD Rates
Qualify for a higher certificate rate and earn even more on your savings.
Loan Discounts
Take advantage of relationship savings on qualifying loans.
Premium Checking with Everyday Convenience
Platinum Checking gives you the digital tools you expect, plus added value through dividends, automatic savings, and relationship benefits.
Dividend-Earning Account
Earn dividends on average daily balances greater than $1,000.
Debit Card Included
Use your UARK debit card for purchases, ATM access, and everyday spending.
Online & Mobile Banking
Access your accounts, transfer funds, view activity, and manage your money anytime.
Mobile Deposit
Deposit checks securely from your mobile device without visiting a branch.
Bill Pay
Pay bills conveniently through online banking.
Zelle®
Send and receive money with friends, family, and people you trust.
Card Controls
Manage your debit card and add extra peace of mind with card control features.
Digital Wallet
Add your card to Apple Pay®, Google Pay™, or Samsung Pay® for easy payments.
Free Credit Score Access
Check your credit score and get helpful credit insights through online banking.
eStatements
View your statements securely online.
Free Checks for Members 60+
Members age 60 and older receive free checks.
Round Up Savings
Round up debit card purchases and move the difference into savings automatically.
Earn Dividends + Extra Value
Only $7 per month
Reduce your monthly fee by 10¢ with every signature-based transaction.
$25 minimum opening deposit
Current dividend rate: 0.55% APY*
Why Members Like Platinum Checking
- Earns dividends on qualifying balances
- Access to premium relationship CD rates
- Automatic savings with Round Up Savings
- Loan discount opportunities
- Free checks for members age 60+
Built for Convenience
- Pay bills online
- Deposit checks with mobile deposit
- Send money with Zelle®
- Use your card in your digital wallet
- Access your free credit score
Ready for Checking That Earns More?
Open Platinum Checking and enjoy premium value with everyday convenience.
Open PlatinumAlso Included: BaZing Benefits
Platinum Checking includes BaZing benefits that provide added savings, protection, and everyday perks.
BaZing Perks
- Local and national shopping discounts
- Cell phone protection, up to $600 per claim
- ID theft aid and credit monitoring
- Fraud resolution support
- 24/7 roadside assistance
- Travel accidental death coverage
- Health savings on vision and prescriptions
- Buyer’s protection and extended warranty