Affordable Home Loan Options in Fayetteville and Little Rock


Why Choose UARK FCU for Your Home Loan?

  • Credit union advantages: lower rates, fewer fees, member-focused service.

  • Local expertise in the Fayetteville and Little Rock real estate markets.

  • Longstanding reputation as a trusted community partner.


Key Steps Every First-Time Homebuyer Should Know

  • Assess your finances: budgeting, saving, and improving credit.

  • Get pre-approved: importance for making offers in competitive markets.

  • Understand loan types: fixed-rate, adjustable, FHA, and first-time buyer programs.

  • Plan for extra costs: closing costs, property taxes, and insurance.


Making the Mortgage Process Simple

  • Step-by-step overview: pre-qualification, application, approval, and closing.

  • Online convenience: apply online.

  • Dedicated lending specialists who guide buyers at every step.


Serving Fayetteville and Little Rock Communities

  • UARK FCU’s deep roots in local communities.

  • Support tailored to the needs of Arkansas homebuyers.

  • Accessible branches and dedicated lending specialists.