Checking


Checking options and features with you in mind.

With several personal checking accounts and packages to choose from, we have an option that works just the way you need it to. You can count on that.

 

Basic Share Draft
Account

After joining UARK you can open your Basic Share Draft (Checking) Account. Forget about the large opening deposits, high daily balance requirements and service charges. UARK checking is a simple and easy account that saves you money.

Access Share Draft
Account

At UARK we know how quickly an accidental overdraft can snowball. We are proud to offer Access to a checking account for folks who need a second chance*!

Premier Share Draft
Account

Interested in earning dividends on your checking? Check out our Premier Share Draft Account! Direct deposit your payroll check and we will waive the service charge and still pay you dividends!

55 Plus
Account

Hey Seniors! If you are 55 years of age or older you are entitled to receive some great products and services simply by opening our 55 Plus Checking!


 

When checking with UARK, you’ll receive numerous benefits including

  • No Minimum Balance Requirement
  • No Monthly Service Charge
  • Deposits are Posted Immediately
  • Itemized Monthly Statements
  • Free ATM Card
  • Unlimited Check Writing
  • Free VISA Check Card
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller

Access Share Draft Account benefits include

  • Access to checking for members who may have been turned away elsewhere1
  • Deposits are Posted Immediately
  • Free ATM Card
  • Itemized Monthly Statements
  • No Per-Check Fees
  • $8 monthly service charge, waived when $200 balance maintained
  • Free VISA Check Card
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller

1Some restrictions apply

Premier Share Draft Account benefits include

  • Earn Dividends on average daily balances > $1000
  • Deposits are Posted Immediately
  • Free ATM Card
  • Itemized Monthly Statements
  • No Per-Check Fees
  • $5 monthly service charge waived with direct deposit
  • Free VISA Check Card
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller

Enjoy all of the benefits of the Premier Share Draft Account plus all of these great additional benefits

  • FREE Checks
  • FREE Cashier’s Checks
  • FREE Credit Union Checks
  • FREE Money Orders
  • FREE Notary Service