Advantage Checking
Advantage Checking combines everyday banking convenience with valuable member perks including relationship loan discounts, higher CD rates, automatic savings tools, and modern digital banking features.
Open NowHigher CD Rate
Enjoy access to a higher relationship CD rate.
Digital Convenience
Bank online, on mobile, or on the go.
Round Up Savings
Save automatically when you use your debit card.
Loan Discounts
Take advantage of relationship savings on qualifying loans.
Everything You Need for Everyday Banking
Advantage Checking gives you access to the tools that make managing your money easier — whether you are paying bills, checking your balance, sending money, or keeping an eye on your credit.
Debit Card Included
Use your UARK debit card for purchases, ATM access, and everyday spending.
Online & Mobile Banking
Access your accounts, transfer funds, view activity, and manage your money anytime.
Mobile Deposit
Deposit checks securely from your mobile device without visiting a branch.
Bill Pay
Pay bills conveniently through online banking.
Zelle®
Send and receive money with friends, family, and people you trust.
Card Controls
Manage your debit card and add extra peace of mind with card control features.
Digital Wallet
Add your card to Apple Pay®, Google Pay™, or Samsung Pay® for easy payments.
Free Credit Score Access
Check your credit score and get helpful credit insights through online banking.
eStatements
View your statements securely online.
24/7 Account Access by Phone
Prefer phone banking? Telephone Teller is available when you need it.
Free Checks for Members 60+
Members age 60 and older receive initial box of checks for free.
Round Up Savings
Round up debit card purchases and move the difference into savings automatically.
Only $5 Per Month
Reduce your monthly fee by 10¢ with every signature-based transaction.
$25 minimum opening deposit
Why Members Like Advantage Checking
- Simple checking with no minimum balance requirement
- Modern digital tools included
- Automatic savings with Round Up Savings
- Loan discount opportunities
- Access to a higher relationship CD rate
Built for Convenience
- Pay bills online
- Deposit checks with mobile deposit
- Send money with Zelle®
- Use your card in your digital wallet
- Access your free credit score
Ready for Checking That Gives You More?
Open an Advantage Checking Account and enjoy everyday convenience with extra member value.
Open Your AccountAlready a Member?
Want to add an Advantage Checking Account to your existing membership?
Open AccountAlso Included: BaZing Benefits
Advantage Checking currently includes BaZing benefits that provide added savings, protection, and everyday perks.
BaZing Perks
- Local and national shopping discounts
- Cell phone protection, up to $400 per claim
- ID theft aid and fraud resolution
- $2,500 identity theft benefit
- 24/7 roadside assistance
- $10,000 travel accidental death coverage
- Health savings on prescriptions and vision
- Buyer’s protection and extended warranty