Access Checking
A fresh start for your finances with simple, secure checking designed to help you move forward with confidence.
Open NowFresh Start
Access to checking when other options may not be available.
Secure Access
Manage your money safely with essential account tools.
Digital Banking
Bank online, on mobile, or wherever life takes you.
Move Forward
A stepping stone toward future account options.
A Second Chance That Works for You
At UARK, we understand that things happen. Access Checking is designed to help you rebuild, manage your money responsibly, and keep access to the essential banking tools you need.
Debit Card Included
Use your UARK debit card for purchases, ATM access, and everyday spending.
Online & Mobile Banking
Access your accounts, transfer funds, view activity, and manage your money anytime.
Mobile Deposit*
Deposit checks securely from your mobile device when eligible.
Bill Pay
Pay bills conveniently through online banking.
24/7 Account Access by Phone
Prefer phone banking? Telephone Teller is available when you need it.
No Check Writing
This account does not include check-writing privileges.
$8 Monthly Fee
Waived when a $200 balance is maintained.
Simple. Accessible. Built for a fresh start.
Why Members Choose Access Checking
- Designed for members who need a fresh start
- Access to checking when others may say no*
- Includes essential digital banking tools
- Helps manage spending responsibly
- A stepping stone to other account options
Important Account Details
- $8 monthly fee
- Fee waived with a maintained $200 balance
- No check-writing privileges
- Some restrictions may apply
- Mobile Deposit eligibility may vary
Ready for a Fresh Start?
Open Access Checking and take the next step toward managing your money with confidence.
Open Access